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January 2019

Found 15 blog entries for January 2019.

Home Mortgage Financing Options for Canadian Home PurchasesFor those who live in Canada and are looking into financing a home, they may be surprised to find that they are limited to just a few options. For example, unlike some other locations throughout the world, Canada does not offer the 30-year mortgage. That may seem perfectly normal to people who have lived here all their lives, but for those who have moved there from another country it may be surprising to find that they have to look at finances differently when they decide to buy a house. So, what options are available? Fortunately, there are still choices when it comes to loans for first time home buyers in North Calgary and buyers across Canada.

Most Homes Are Bought On Five-Year Loans

Just five years to pay off a house? That may seem

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Downsizing Tips As the kids spread their wings and leave the nest, many homeowners begin to reconsider their housing options. For many, the question of selling the large family home and moving into a smaller one is at the top of the list.

In some cases, this type of downsizing is merely a matter of convenience, and for others the cost of maintaining the larger home can place real strain on a household budget that may have shrunk due to retirement, college costs, or other reasons.

If you are watching your kids leave the nest and wondering why you are still heating and cooling all that excess space, it may be time to seriously consider downsizing. Wondering how to downsize your home? These tips will help you make the move to a new home with grace and style.

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Should I Get Pre Approved for a MortgageWhen the time comes to purchase a home, one of the most common pieces of advice given to buyers is to get pre-approved for a mortgage before beginning to look at homes. But prospective buyers who are in a hurry to purchase may view the mortgage pre-approval process as tedious or something that can be postponed until after they find the right home. In reality, nothing could be farther from the truth. 

When prospective buyers make this mistake they may actually be setting themselves up for a much more difficult home buying process. This may be due to an increased likelihood that an unapproved buyer will make a bad purchase decision or that they will be far more likely to experience unnecessary financial difficulties during and after the sale

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Basic Homeowner Tools That Belong in Every ToolboxLittle chores pop up around the house from time to time, such as hanging pictures, stabilizing loose screws, and hammering loose boards back into place. All of these tasks and more are easily accomplished with a few handy devices that should be in every homeowner's toolbox. These 10 essential basic homeowner tools are must-haves for anyone who wants to handle home improvement in their home.

Versatile Set of Screwdrivers

Flat head and Phillips head screwdrivers in a variety of sizes will likely be employed the most amid the essential toolbox. These tools often come in sets that are highly affordable, as there's no need to make a costly investment in screwdrivers unless one is a serious enthusiast. Those who know how to use a screwdriver with

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Design a Home Office for Function and InspirationWorking at home, whether for convenience or out of necessity, should be a pleasant experience. Not only does a home office allow you to shorten your commute, but it allows you to make your own hours and cater to your own working style. However, rather than making do with a laptop in the midst of family activity, try to carve out a space that will provide both privacy and basic business necessities. Whether you work at home only on rare occasions, or you go to work every day, dedicated, clutter-free space that meets your specific needs is important.

Function

Having a separate room with a door is a luxury that might not be possible or affordable. But a folding screen, an alcove in a larger space, a little-used closet, or a corner of the attic

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Tips for Creating Your Own Moving TimelineHaving the the right professionals on board to handle a home sale is important, but home buyers and sellers are usually the ones who need to handle the actual move from one home to another. And one way to make a move less stressful is the use of a preplanned moving timeline. Moving timelines help buyers and sellers stay on top of the many necessary details for a successful transition. Plus, it gives everyone a chance to feel accomplished when they meet their milestones. For a better idea of where to begin, here are a few underlying rules to keep in mind when constructing your own timeline.

Common Supplies Needed When Moving House

Homeowners need many supplies during a relocation. Boxes, bubble wrap and tape are some of the most obvious

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When You Should Call a PlumberWhen you own your own South Calgary home, it helps to be handy. But even someone who is all thumbs may be able to navigate some plumbing issues without too much trouble with the help of a wrench and YouTube.

Plumbing is the most common cause of do-it-yourself disasters in the home so it pays to be careful at the first drip of errant water.

Do it Yourself or Dial a Pro?

There are minor problems that every Calgary homeowner should know how to fix. Just as you wouldn’t call an electrician to change a light bulb, there are some jobs that don’t require a lot of skill.

Examples of these kinds of situations include:

The Toilet is Running

If you constantly hear that noise of water running through pipes in your home, first make sure the

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Everything You Need to Know About An FSBO SaleFor the home seller who loves to DIY and save money, selling a home without a real estate professional can be tempting. Still, a home owner who is thinking about putting their home on the market soon should give careful thought to whether or not a for sale by owner (FSBO) transaction is right for them. FSBO sales may bring complications that cost home sellers dearly, whether you live in North Calgary or elsewhere.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Fewer Advertising Opportunities

The MLS website is the website where the majority of real estate listings can be found. A real estate professional can list a home on the MLS website, whereas a

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Baby Room Decorating Ideas When you first begin shopping for items on your baby registry, you're likely to be overwhelmed in the presence of so many nursery decor themes. There are adorable zoo animals, beautiful butterflies, trucks and trains, and a whole slew of branded movie characters to choose from to personalize your baby's nursery.

Though going all out on a theme is very tempting, it may make the room more difficult to remodel or sell later on—exactly no one has a baby forever.

Instead, try these tips for designing a child's bedroom that will look great at all ages.

Choose a Sophisticated Colour Palette

If there's one thing your child will reject in in his or her second decade of life, it's likely a room awash in baby pink or powder blue. Try starting out

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Everything You Need to Know About Charging Your Electric Vehicle At HomeHomeowners have gotten on the home tech bandwagon. In addition to peoples homes, environmental concerns have driven many homeowners to purchase electric cars in the last few decades. While these vehicles are much better for the environment than cars that run on gasoline, they can present some logistical challenges. Charging in the home can become inconvenient if the homeowner doesn't own an electric car charging station. If you're a home owner with an electric vehicle, here's what you need to know about installing an electric car charging station in your garage.

Is It Possible to Charge Your Car Without a Dedicated Charger?

One of the first things that many homeowners want to know when the time comes to install a dedicated charger is whether

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