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Home Buying Blogs – Calgary

Home buying advice for Calgary, Alberta residents.

Found 43 blog entries about Home Buying Blogs – Calgary.

Why Customer Service in Real Estate Is So ImportantThere is no such thing as perfection when it comes to customer service in real estate. Some agents may have mastered their skills more than others, but it's always going to be a never-ending quest to get right. Yet those agents that take the time to learn from their mistakes are usually the same ones who end up with a very long and fruitful career.

Committing to Your Craft

It's easy to be pleasant when there's only one fire to put out every few months. But in customer service, agents and those dealing with the public need to be ready to handle crisis after crisis without losing their cool. Those who find themselves starting to crumble after their first major issue may find it hard to handle the next one. Decisions like whether to buy a home

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Chinese Investment in CanadaAlthough for the past several years foreign investment has fueled the real estate market and driven prices to new heights in select Canadian cities, those days may be ending. The frenzied buying habits of wealthy investors has been a mixed blessing for many cities, notably West Coast markets above and below the Canada/US border. Asian investment in cities including New York, Boston, Houston and Miami, is also well documented, but has not led to the unparalleled price increases experienced in Vancouver, B.C.

Escalating prices, properties left empty and untended by foreign owners, and an influx of non-resident owners has changed the face of real estate in some of those West Coast cities, including Seattle and San Francisco, and in other Canadian

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Your Guide to Understanding EscrowThe escrow period usually refers to the time between a seller accepting an official offer to buy a home to the time the house key transfers hands. Deposits will be held by either the real estate brokerage or the lawyer handling the sale. The seller will receive the money when all previously agreed upon obligations have been met. Some escrows are smooth sailing, but most have at least a few obstacles along the way. Use this guide to understand the rules, set expectations, and think a few steps ahead.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Stay in Touch

There will be a lot of people involved during a home's escrow period, which means buyers may

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Understanding the Debt-to-Income RatioApplying for a mortgage can be a big step for anyone, and while it’s very exciting, it can also be a little stressful. Many individuals spend a lot of effort making sure their credit score is good enough and that they are caught up on all of their bills, but there is another part of the approval process for a home loan that many don’t know about.

Referred to as the debt-to-income ratio, lenders look at how much debt someone has and compare it to their income and what their potential mortgage payment would look like. It’s an important figure to consider and can sometimes make the difference between getting the house of your dreams or not.

What Exactly Is DTI?

When lenders calculate your debt-to-income ratio, or DTI, they take a lot of

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Calgary Community Association CleanupCalgary is comprised of more than 200 amazing neighbourhoods.  If you’re purchasing a new Calgary home, familiarize yourself with your neighbourhood and learn how to get involved with your local community association.

A Personal Touch

While the city as a whole is operated by the municipal government with the Mayor and Councillors, each neighbourhood has a community association run by a volunteer directors and members.  It’s the purpose of each association to keep the community connected, to offer social programs and events and recreation.  Most associations, which are separate from home owners’ or residents’ associations, have a meeting hall and are responsible for operating the neighbourhood outdoor skating rinks.  The tireless volunteers

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Buying a Home in an Urban Area Buying a home in a big city can be very different from buying a home in a small town or a rural area. Parking, traffic and neighbourhood amenities can all impact a homeowner's experience in the area where they buy. Knowing what factors to consider can help you pick a property that will meet your needs and enhance your satisfaction with your home.

Visit the Neighbourhood Day and Night

Some neighbourhoods in big cities can change dramatically after the sun goes down. Prospective buyers spend time walking around their chosen neighbourhood after the sun goes down. If you don’t feel comfortable in the neighbourhood of your choice, keep looking until you find a place that’s right for you.

Drive the Commute

Big metro areas are known to have

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How Real Estate is Transforming Due to New Building TechnologyFrom start to finish, new home building technology has managed to take the construction industry by storm—even if it's a rather slow-moving storm at the current moment. Construction has been one of the last sectors to embrace the modern, but it won't stay that way for much longer. The innovations offer too many benefits for any serious professional to ignore. While every company is progressing at their own pace, it's helpful for everyone to know how the trends are likely to influence the future of home construction from beginning to end.

Settling on a Site

Before construction can ever get started, leaders have to know where to build. And thanks to scouting technology like drones and 3D scanners, the task has never been easier. Now, investors,

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Home Mortgage Financing Options for Canadian Home PurchasesFor those who live in Canada and are looking into financing a home, they may be surprised to find that they are limited to just a few options. For example, unlike some other locations throughout the world, Canada does not offer the 30-year mortgage. That may seem perfectly normal to people who have lived here all their lives, but for those who have moved there from another country it may be surprising to find that they have to look at finances differently when they decide to buy a house. So, what options are available? Fortunately, there are still choices when it comes to loans for first time home buyers in North Calgary and buyers across Canada.

Most Homes Are Bought On Five-Year Loans

Just five years to pay off a house? That may seem

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Downsizing Tips As the kids spread their wings and leave the nest, many homeowners begin to reconsider their housing options. For many, the question of selling the large family home and moving into a smaller one is at the top of the list.

In some cases, this type of downsizing is merely a matter of convenience, and for others the cost of maintaining the larger home can place real strain on a household budget that may have shrunk due to retirement, college costs, or other reasons.

If you are watching your kids leave the nest and wondering why you are still heating and cooling all that excess space, it may be time to seriously consider downsizing. Wondering how to downsize your home? These tips will help you make the move to a new home with grace and style.

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Should I Get Pre Approved for a MortgageWhen the time comes to purchase a home, one of the most common pieces of advice given to buyers is to get pre-approved for a mortgage before beginning to look at homes. But prospective buyers who are in a hurry to purchase may view the mortgage pre-approval process as tedious or something that can be postponed until after they find the right home. In reality, nothing could be farther from the truth.

When prospective buyers make this mistake they may actually be setting themselves up for a much more difficult home buying process. This may be due to an increased likelihood that an unapproved buyer will make a bad purchase decision or that they will be far more likely to experience unnecessary financial difficulties during and after the sale

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