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Home Buying Blogs – Calgary

Home buying advice for Calgary, Alberta residents.

Found 51 blog entries about Home Buying Blogs – Calgary.

Difference Between a Single Family Home, Condo, and Town HomeCondos, single-family homes, and town homes are very different from one another. The type of property you buy when you're looking for a place to live can have a big impact on your happiness and quality of life. In the right home, you should be able to live out your preferred lifestyle. If you choose the wrong type of home, you could find yourself struggling to maintain the type of life you enjoy.

Knowing the difference between the types of properties can help, especially if you are a first-time home buyer. If you're thinking about buying a place soon and you're not sure whether you should buy a town house, condo or a single-family home, here's what you need to know.

Single-Family Home

Single-family homes are independent structures sitting on

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Should You Buy a Wood Frame or Brick Home?Whether you're building or buying a home, you'll have to make a multitude of decisions as you acquire your new home. Two of the most common building materials are brick and wood. Knowing the differences between these two materials can help you decide which one is right for you.

Brick Homes: Advantages and Disadvantages

If you're a home buyer who is thinking about purchasing a brick home, there are many factors to consider.

Pros:

  • Brick homes have a traditional stately appearance that some buyers appreciate.
  • They never need to be painted.
  • Brick retains heat well and can stay warmer for longer in cold weather.

Cons:

  • Brick is more expensive than wood.
  • Because brick is never painted, the home will always look the same.
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Making Your Home Wish ListWhen buying a new home, especially in a sellers market, buyers typically have a general idea of what they want out of the home. Maybe three bedrooms, at least two bathrooms. But what about countertops and floors? Keeping everything organized can be difficult, especially for buyers who really want something specific. Keeping a wish list can help buyers make sure they aren’t forgetting anything important when going to showings or missing the forest for the trees. Here are some of the important things buyers need to consider when deciding what they want out of a new home.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Wants and Needs

The first thing a

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Everything You Need to Know About Home ClosingHome closing is the final step of the home buying process. If you're thinking about purchasing a home, or if you're in the middle of buying a home, you should know about home closing. Knowing what's coming, how much money you can expect to spend at closing and what you can do to save money at close can help you have a good home buying experience. Here's what you need to know.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Is Home Closing?

After going through inspections, negotiations and all the legal and administrative motions that must happen in order to buy a home, home closing is the final step of the home purchase. Closing is when ownership

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Create a Home-buying BudgetWith the advantages of buying a home, many Canadian residents wonder how much home they can reasonably afford. After all, the price of a listed home is not the only factor to consider before making a purchase.

A home buying budget is important, although not the most exciting part of the home buying process. Rather than struggle with mortgage payments and maintenance costs, Canadian residents can feel confident with the knowledge that they have the extra funds they may need for unexpected expenses. Make timely mortgage payments and build equity when starting off with a home-buying budget.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Examine Current

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Historic Homes: What Home Buyers Need to KnowHistoric homes are beautiful, romantic and fun to own. However, if you're thinking about buying a historic home and you've never owned one before, preparing yourself can help make the experience a good one. Here's what you need to know about buying a home with historic value.

Budget for Maintenance

Historic homes may have a lot of deferred maintenance. Original features in particular tend to need extra love and care to ensure that they can continue to function. Homeowners are encouraged to budget at least 1% of their home's value for home maintenance every year. Homeowners with historic properties may need to set aside more to ensure they can keep their home functioning.

One of the factors that affects the cost of maintenance is whether

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Popular Floor PlansA different floor plan can help homeowners meet their unique objectives. Buyers may have to ask themselves what they hope to accomplish before choosing among popular floor plans when buying a new home. Times have changed and so have the options available to today's home buyer. Learn more about the open floor plan and traditional floor plan to get real value from a future home purchase.

What Is an Open Floor Plan?

One of the most popular floor plans seen in homes is the open floor plan. This layout can serve to improve the flow in a home and make spaces look larger. This is achieved through the elimination of some non-essential partition walls. Two or more different spaces may then be joined together. Since the early 90s, this floor plan has

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4 Things You Should Know About Tiny HomesDownsizing is a great option for many home buyers, but right now some people are taking downsizing to the extreme by building or buying tiny homes. Tiny homes are exactly what they sound like, but in order for a tiny home to truly be tiny, it should fall between 400-600 square feet, though some can be as small as just 160 square feet. They cost anywhere from $10,000-100,000 depending on how it’s made, which can make them sound appealing, but tiny homes come with a lot of risks and variables that need to be accounted for. Here is what every buyer needs to know before investing in a tiny home.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Tiny Homes

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Considering Buying in an Age-Restricted Community? What Smart Shoppers Need to Know FirstBuying a home in Canada is governed by many anti-discrimination laws and regulations. According to Canadian lawm there cannot be housing discrimination based on a persons age. However, there is an exception for senior housing. Age-restricted communities go by a number of names such as independent living, 55-plus, active adult living and others. In fact, these types of communities are the only exception to fair housing laws that prevent age discrimination. While they aren't necessary designed to ‘discriminate,' these housing communities are often geared towards seniors.

This means they might offer amenities such as game nights, golf courses, pools and other features seniors might enjoy within a quiet place to retire with a relatively low

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Never Do This Before Applying for a MortgageMany Canadians look forward to being in the position to buy a new home. The ability to make renovations on a property and build equity in a home with each mortgage payment are only a few reasons many decide to purchase property. The majority of first-time home buyers cannot afford to buy property without working with a mortgage lender, and there may be mistakes made before applying for a mortgage that reduces the likelihood of approval.

Canadian residents can increase their chances of being approved for home mortgage loan. Learn more about the pitfalls that can undermine mortgage applicants today.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Credit

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