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Moving from Ontario to Alberta: Alberta vs. Ontario Costs, Jobs, Taxes & Lifestyle

Posted by Justin Havre Real Estate Team on Monday, November 17th, 2025 at 9:13am.

Comparing Alberta and Ontario

Two provinces and over 2,800 kilometres might separate Ontario and Alberta, but they share a lot of similarities regarding their economy, transportation, and top things to do. Despite that, the Ontario vs. Alberta conversation—often manifesting as a choice between living in Calgary or Toronto—sparks hot debate for those trying to decide where to move.

To make that decision, it's often best to explore all that each locale offers. Through that lens, everyone can quickly see how living in each area would benefit them now and in the long run. Use this guide on moving from Ontario to Alberta to start that journey.

Alberta vs. Ontario Quick Comparison

  • Average home price in Calgary: $638,000-$643,000 (November 2025) vs. Toronto: $1.1 million
  • Alberta population: ~4.8 million vs. Ontario population: ~15 million
  • Major cities in Alberta: Calgary, Edmonton, Red Deer, Lethbridge, Airdrie
  • Major cities in Ontario: Toronto, Ottawa, Mississauga, Hamilton
  • Alberta has no provincial sales tax—Ontario charges 13% HST
  • Family of 4 earning $75,000 pays $3,900 more in taxes in Ontario than Alberta
  • Calgary rent average: $1,600/month for 1-bedroom vs. Toronto: $2,353/month
  • Alberta has no rent increase caps, Ontario limits increases to 1.2% annually
  • Calgary commute time: ~27 minutes vs. Toronto: ~42 minutes

Why Are People Moving from Ontario to Alberta?

It's not just a few adventurous families heading west—thousands of Canadians have been packing up and moving from Ontario to Alberta over the past few years. Statistics Canada data shows 29,422 people moved from Ontario to Alberta in 2021/2022—a massive 132% year-over-year increase.

Alberta continues to lead the country in interprovincial migration, with Ontario among the top provinces people are leaving.

So, what's behind this trend?

Lower Cost of Living in Alberta

Ontario's major cities—especially Toronto and Ottawa—have some of the highest housing and rental prices in the country. Alberta offers a break from that pressure, with more affordable homes, cheaper gas, and no provincial sales tax. These are some of the same motivations for people moving from British Columbia to Alberta.

In Ontario's largest cities, home prices generally hover around $1 million, though more affordable options exist outside the Greater Toronto Area.

Meanwhile, homes in Alberta averaged $638,000 in Calgary as of November 2025. The market has shifted toward balanced conditions, giving buyers more options than in recent years. Homebuyers can expect to find condos listed from around $318,000-$338,000, while detached homes average $744,000-$816,000.

Lifestyle & Space in Alberta

View Over Bridgeland-Riverside, Calgary

After years of congestion and high costs, many Ontarians are craving more space, easier commutes, and closer access to nature. Calgary and Edmonton both offer city life surrounded by mountains, prairies, and parks.

Calgary is the sunniest city in Canada. Those Rocky Mountain views? They're less than an hour away. Banff, Jasper, and world-class skiing are weekend trips, not vacation dreams. The commute times are shorter, traffic is lighter, and you can actually find parking.

Alberta's Growing Job Opportunities

Alberta's economy is diversifying beyond oil and gas. The province's emerging tech, renewable energy, and health care sectors are drawing skilled workers from across Canada. Downtown Calgary has become a growing tech hub, with opportunities in software development and cybersecurity joining the traditional energy sector jobs.

But here's the honest truth: get a job before you move. Multiple experts stress this point. The days of walking in with a resume and getting hired on the spot are gone. Many newcomers keep their Ontario jobs and work remotely, while others arrange hybrid work schedules that involve some travel.

Tax & Business Climate

Alberta's lower taxes make a huge difference to your bottom line. A family of four earning $75,000 annually pays $3,900 more in taxes in Ontario than in Alberta. That's not pocket change—that's a vacation fund, an emergency savings boost, or contributions to your kids' education.

The province has a flat personal income tax rate of 10% on the first $131,220 of taxable income. Combined with no PST, lower property taxes, and cheaper car insurance, your money goes further here.

For real estate investors, Alberta offers another advantage: no rent increase caps. Ontario limits annual rent increases to 1.2%, which can squeeze landlords during high inflation. Alberta lets you increase rent based on market conditions, as long as you provide proper notice and follow required timelines.

Cost of Living: Alberta vs. Ontario

One of the biggest factors driving people from Ontario to Alberta is affordability. Let's break down what your money actually buys in each province.

Day-to-Day Costs

Groceries run roughly similar between the provinces—about $250-$275 per person monthly—though both have felt the pressure of rising food prices.

Transportation costs favour those living in Alberta. Public transit passes cost around $110 per month in Calgary versus $150+ in Toronto. Gasoline is generally cheaper in Alberta (often $1.25-$1.40 per litre) compared to Ontario ($1.50-$1.70), primarily because Alberta produces oil and gas locally.

Utilities are comparable between provinces, though Alberta's local natural gas production can mean lower home heating costs. Entertainment, dining out, and services tend to be more affordable in Alberta's major cities, partly due to lower commercial lease costs and the absence of provincial sales tax.

Housing Market: The Numbers That Matter

Detached Homes in Cliff Bungalow, Calgary

Housing is where the Ontario-to-Alberta cost difference becomes dramatic. The average home price in Alberta is around $500,000, while Ontario's average is more than $750,000.

Calgary Housing Market (2025):

As of October-November 2025, Calgary's housing market has shifted to balanced conditions, giving buyers more options and negotiating power:

  • Citywide average home price: $638,000-$643,000 (October 2025)
  • Benchmark price: $568,000-$572,000 (down 4% year-over-year)
  • Detached homes in Calgary: Benchmark ~$744,400, averaging $816,000 depending on location
  • Calgary townhouses: Benchmark $431,200, averaging $445,000 (down 2-5% year-over-year)
  • Condos in Calgary: Benchmark $318,200, averaging $338,000 (down 4-6% year-over-year)

Note: The average home price reflects all sales divided by the number sold, while the benchmark price represents a "typical" home and is a more stable indicator of what most buyers will actually pay. The average price of $642,840 is higher than its benchmark of $572,800 because Calgary's luxury homes pull the average up.

Toronto/GTA Housing Market (2025):

  • Greater Toronto Area average: ~$1.05 million (October 2025)
  • GTA benchmark price: ~$956,800
  • City of Toronto proper: Often exceeds $1.1 million average
  • Mid-sized Ontario cities: Ottawa ~$650,000, Kitchener-Waterloo $600,000-$750,000

Even Ontario's more affordable markets like Windsor or Hamilton still see average prices around $600,000-$750,000—comparable to Calgary's single-family properties.

Rental Market Reality

Renting isn't cheap in either province anymore, but the gap is still significant, playing a major role in the lower cost of living in Alberta:

  • Calgary: Average 1-bedroom apartment runs $1,550-$1,700 (as of early 2025)
  • Toronto: Average 1-bedroom apartment runs $2,150-$2,400, depending on the source

Alberta vs. Ontario Economy

Alberta remains a leader in provincial growth, although Ontario is not far behind. In Alberta, professional, scientific, and technical services show the most growth. Oil and natural gas production and agricultural exports have also increased, helping add more jobs to the region than ever before.

Ontario's major drivers of economic growth are crude oil, natural gas, and commercial banking. Motor vehicle and parts shipments help bolster the economy as well, but that market has started to decline in recent months.

Job Market

Job Market in Alberta

Alberta's job market is diverse and dynamic, driven by key industries such as oil and gas, technology, agriculture, and tourism. The province is renowned for its energy sector, providing numerous opportunities in engineering, geosciences, and trades.

In recent years, Alberta has seen growth in technology and innovation, with an emerging tech hub in Calgary's City Centre.

Agriculture remains a cornerstone, supporting jobs in farming, food processing, and agribusiness. Additionally, the tourism industry thrives, offering roles in hospitality, service, and outdoor recreation. Alberta's evolving economy continues to attract skilled workers and entrepreneurs, contributing to its robust job market.

Ontario's job market, on the other hand, is massive and thriving. Some highlights of the job market here include:

  • Major sectors such as finance, technology, manufacturing, healthcare, and education
  • Toronto is the province's financial hub, offering many opportunities in banking, insurance, and investment services
  • Significant tech industry in Toronto and Ottawa, with roles in software development and cybersecurity
  • Healthcare and education are major employers, with extensive networks of hospitals, clinics, and educational institutions

Top Industries & Biggest Corporations

Ontario and Alberta have very different employment landscapes to consider. The top employers in Ontario are in the finance, electronics, and healthcare industries. Alberta's leading employers are in the health, oil and gas services, and telecommunications industries.

At 380,000 employees and counting, Ontario Health Insurance Plan employs the most people in Ontario. That company is followed by Onex, with 160,000 employees. TD Bank and the Royal Bank of Canada have over 85,000 employees each. Celestica rounds out the top five with 28,000 people working in their electronics company.

Like Ontario, Alberta's leading employer is also in the healthcare industry. Alberta Health Services employs over 109,000 people. Elsewhere, more than 59,000 workers work at Telus. Following that, Shaw Communications has 15,000 employees, and Suncor has 13,000 people working in its oil and gas services firm.

The tech industry is one of Alberta's fastest-growing, with Calgary's tech companies becoming some of the most sought-after places to work in the province.

The overall economy in Calgary is growing, too, with forecasts for continued GDP growth.

Growing Jobs in Alberta You Should Know About

If you're moving from Ontario to Alberta, one of the most important questions is: Will I find work? Good news: Alberta is actively looking for talent across several strong sectors, with certain jobs classified as "Hot" where openings outpace job-seekers.

Hospital and general medical industry jobs are a good indicator of the province's growth. Look at the number of new (and huge) hospitals in some of the newer master-planned communities in Calgary, such as Seton and its South Health Campus. Each one adds thousands of jobs.

Most In-Demand Roles:

  • Registered Nurses & Psychiatric Nurses: Alberta's healthcare system needs these roles in hospitals, community settings, and rural areas
  • Software Engineers & IT Specialists: As Alberta diversifies beyond oil and gas, tech and data roles are expanding rapidly
  • Transport Truck Drivers & Heavy Equipment Operators: Strong construction, infrastructure, and logistics sectors keep demand high
  • Construction Managers & Industrial Mechanics: Large industrial projects and new builds make these trades priorities

Commuting in Alberta vs. Ontario

City planners, transportation officials, and other key players have made getting around in Ontario and Alberta easy. Residents can easily choose between driving their own car and taking public transportation to all their daily engagements.

Commute times are longer in Toronto, Ontario, adding up to 42 minutes on average each way. Commute times in Calgary average around 27 minutes. Public transportation takes longer than driving, but it also keeps residents from having to find and pay for parking.

Ontario vs. Alberta Traffic Patterns & Rush Hours

If you're moving from Toronto to Calgary and spend a lot of time behind the wheel, you can expect a significant quality-of-life increase. Traffic in Toronto is far worse than in Calgary: commute times average more than 50% longer in Toronto, but the most significant difference may be during non-rush hour times.

Public Transportation

Calgary Transit Station in Downtown West End

The robust public transportation systems in Ontario and Alberta give residents a convenient way to get to all their destinations. Each transit provider offers online schedules, easy ticket purchase options, and additional support that helps make every ride quick and convenient.

In Ontario, buses, streetcars, and subways all provide residents with quick transport from place to place. Regarding bus service, the Greater Toronto area uses GO Transit, which Metrolinx operates. Riders can buy single-ride tickets and day passes during the week, and weekend passes are offered.

Major cities in Alberta have transit systems, too. And the nearest suburbs to major cities, such as Okotoks and Chestermere near Calgary and St. Albert and Sherwood Park near Edmonton, have transit lines that connect to the big cities.

Calgary Transit provides Calgary's public transportation options with various bus, train, and tram options. Riders must buy a ticket, day pass, or monthly pass to get a ride to their target destination.

What to Do in Ontario vs. Alberta

There's no doubt about it: Ontario and Alberta have tons of amazing things to do. A wide array of invigorating outdoor activities awaits year-round, plus the sports scene is fantastic. Even the nightlife leaves little to be desired, especially during the height of the tourist season. So, check out all the fun attractions and other things to decide between Ontario and Alberta.

Outdoor Activities

Canada has seemingly endless breathtaking parklands to explore—and Ontario and Alberta are no exception. Each province has its own charm, too, making them all worth experiencing at least once. For example, the best outdoor activities in Calgary are quite different from those in Toronto.

While visiting Ontario, it's always a blast to go kayaking down the Madawaska River and in the waterways of Algonquin Provincial Park. The Niagara Escarpment is perfect for learning to rock climb, while the Georgian Bay is a top spot for scuba diving adventures. For those who love mountain biking, there are many trails to conquer, including Albion Hills, The Don Valley, and Kelso.

While in Alberta, hiking calls at Banff National Park, Elk Island National Park, and Peter Lougheed Provincial Park. At Banff, visitors can treat themselves to a glimpse of the irresistible glacier lakes and even dip their toes in the water.

Horseshoe Canyon offers thrills and chills for whitewater rafting enthusiasts, while Summerland Leisure Park in Lacombe—roughly midway between Calgary and Edmonton—is the place to go for mini golf fun and camping adventures.

Sports

Sports enthusiasts can quench their thirst for lively competition while travelling anywhere in Alberta and Ontario. The local sports and recreational activity centres serve as the ideal place to go for hockey, basketball, and so much more.

If you're moving to Calgary, you're probably aware that the Calgary Flames of the NHL play here, but the Edmonton Oilers are also in the province. Meanwhile, Ontario has the Toronto Maple Leafs and Ottawa Senators.

In Lethbridge, Alberta, residents often land at 1st Choice Savings Centre for Sport and Wellness to enjoy indoor rock climbing, swimming, and sports of all kinds. They have an on-site community sports stadium, open gym and indoor track, aquatic centre, ascent climbing centre, and fitness centre.

Other popular sports centres in Alberta include Spruce Meadows in Southwest Calgary, MacDonald Island Park in Fort McMurray, Eastlink Centre in Grande Prairie, University of Calgary Outdoor Centre, and Millenium Place in Sherwood Park.

Ontario has just as many sports complexes within its borders as well. At the Wayne Gretzky Sports Centre, visitors can play hockey, swim in the leisure pool, play sports in the gym, visit the fitness centre, and enjoy many other sports activities. Other activity centres in Ontario include Leon's Centre, Magna Centre, and Stoney Creek Recreation Centre.

Nightlife in Ontario vs. Alberta

When the sun goes down, both provinces offer strong nightlife—but the vibe differs depending on what you're looking for.

Ontario's Big-City Scene

Toronto delivers big-city nightlife at scale: large clubs with international DJs, rooftop bars, speakeasies tucked into heritage buildings, and endless options from underground tech-house to mainstream pop clubs.

The variety is unmatched, but so are the costs. Higher drink prices, cover charges, and expensive transit or parking can add up quickly. If you're used to hopping from venue to venue in the GTA until the early hours, you know the drill.

Alberta's Approachable Energy

Calgary and Edmonton offer vibrant nightlife that feels more accessible and less frantic. You'll find everything from energetic dance clubs to craft cocktail lounges and country-western venues—often with friendlier price points and easier parking.

Nightlife in Calgary's Beltline is dynamic and quirky, while downtown is a go-to option for everything from classy bars to dance clubs. Plus, as the city grows outward, more beloved neighbourhood bars and clubs pop up every year.

Stand-out spots in Calgary include Prohibition Bar & Lounge (world-class cocktail bar), Twisted Element (club with drag shows and dancing), Sweet Loretta Bar (vintage-meets-modern cocktail lounge with a dance floor), and The Rooftop YYC (high-end restaurant and drinks).

Alberta's Unique Weather

Alberta and Ontario can both be extremely cold, and while average lows in Alberta are lower than those in Ontario—a fact that scares some off—they don't tell the whole story. The lack of humidity in Alberta makes the winter lows more bearable—it's less bone-chilling than high-humidity cold.

Furthermore, Chinook winds are a unique type of weather event that's common in Calgary during the winter. Pacific Coast winds cool as they climb the Rockies and then warm up significantly on the downslope as they approach and sweep through Calgary.

The effect can be a tremendous swing of 20-plus degrees, known to melt inches of snow in less than an hour and bring residents outside in droves.

Deciding Between Ontario and Alberta

Weighing all these factors is essential to deciding between Ontario and Alberta. Even after that, though, visiting each locale is always a good idea if possible. Every region has its own personality, atmosphere, and offerings, and it's hard to feel the difference from a distance.

Once you've decided on Alberta, you could be faced with a difficult choice between Calgary and Edmonton, Airdrie and Red Deer, or any number of the other great communities throughout the province.

Planning a weekend getaway in Ontario and Alberta gives you a feel for which area will work best for you. Then, use this guide to get all the rest of the details and forge ahead with your plans on where to move.

If you're looking for a home in Alberta, contact Justin Havre with eXp Realty with Calgary Homes at (403) 217-0003 to reach a local Alberta real estate agent and discover your dream home.

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